Home Purchase

We know you don’t really want a mortgage; you want a HOME. Few joys can match the feeling of moving into your own place. In addition to the self-satisfaction that comes along with this experience, you will also derive several long-lasting benefits. Here are a few main ones:

• Owning a home helps build equity, as a house is considered the most valuable fixed assets.
• You can also benefit from several tax deductions that a homeowner is   entitled to and do away with the rent and the landlord.
• Financial Security. If housing prices rise, your home can provide you with some financial security due to capital appreciation.
• Flexibility. You can decorate or renovate your home to meet your own family's personal tastes and needs.
• Stability. Having a place of your own.

Whether you are buying your first home, or adding one to your list of existing properties, I will find you the financing option that fits your individual needs. I understand that buying a home is one of the most important decisions you will make in your life time, so I will make sure to streamline the process and make it as simple as possible.

Our online calculators will help you decide the maximum investment that you will be able to afford, depending on your income, monthly debts and the duration of the repayment period. Fill in our online application form to get pre-approved. In certain cases though, renting might be a better option for you as compared to purchasing. Our Rent vs. Buy Calculator will help you with this decision.

Feel Free to contact me anytime if you have any questions or need any kind of information.

Most home buyers start the process by talking to their real estate agent. I am a licensed Real Estate Broker working actively in Barrie and surrounding areas. I am also the leader of a small group of mortgage agents and an active Mortgage Broker.

I know from my experience in both disciplines that it is vital to start your home hunting process by talking to your Mortgage agent or mortgage broker FIRST.

Why? - there is nothing worse than getting the whole family excited about the purchase of a home in a particular price range only to find out that you qualify for  less!  Or you are a first time home buyer and don’t qualify at all!!  Harsh I know - but it happens all the time. Most experienced real estate agents would very much prefer that you were pre-qualified for your mortgage before you went shopping for a home.

I would be very happy to explain the vital interaction between real estate agent and mortgage agent. And if you want to keep it all under one roof - I can represent you for both.  I also work very professionally with other agents, in fact they like the fact that I understand their role and it enables me to help them to help you.  This web site is definitely not intended to solicit clients already under contract with a real estate agent or brokerage.